Pet insurance comes in two forms:

1. Veterinary expenses for your pet due to illness, injury or accident.
2. Personal property and liability protection that covers property (in your home) and cases where your pet injures another person (or pet).

For vet and medical costs, there are pet insurance carriers that cover illness and vet expenses for your pet.  This coverage is typically based upon the age of the pet.

For liability and personal liability, homeowners insurance provides coverage and their may be breed specific legislation (carrier and state dependent) that will impact your coverage.